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Selling things month to month

kryptonzp

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I'm looking at selling second hand gpu,monitors and other pc stuff month to month to those who need it.also I'm prepared to buy items a person wants and allow them to pay month to month with a small mark up. Will this violate Carbonite terms? And would you like this ad carbies
 
Bad idea for you. There was a member doing the same or similiar thing you are planning to do. Many people defaulted and stopped paying him and he lost a lot of money from what I read.
 
Unless you maybe have a friend at a bank to setup a debit order? maybe this could help...
 
I dont think its a horrible idea but here is the kicker, how iron clad is a contract stating that they will pay monthly if you are not registered as a NCR.
 
I'm looking at selling second hand gpu,monitors and other pc stuff month to month to those who need it.also I'm prepared to buy items a person wants and allow them to pay month to month with a small mark up. Will this violate Carbonite terms? And would you like this ad carbies

This was tried for a bit by @CUDFusion to medoicre success if I'm not mistaken.
 
How about a laybuy system

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Why would you laybuy when you could just save the money and if something comes up you dont forfeit what you already invested. Just buy it straight up rather
 
Because you won't have that deal again at that moment. So someone does it for you. They either lose the money(deposit) if they don't pay for it or they get the item they want at a lekker price.

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Because you won't have that deal again at that moment. So someone does it for you. They either lose the money(deposit) if they don't pay for it or they get the item they want at a lekker price.

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Well this might just be my logic, but dont buy something you dont need if you have to make debt on it. If you really need something then sure but if its a luxury then dont do it.
 
Well this might just be my logic, but dont buy something you dont need if you have to make debt on it. If you really need something then sure but if its a luxury then dont do it.
Exactly. Lay-buy is different though. You never own it until you paid for it.

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Well this might just be my logic, but dont buy something you dont need if you have to make debt on it. If you really need something then sure but if its a luxury then dont do it.

What logic is this you speak off? :p
Sadly this is not the reality for most people. Media/advertising and lifestyle demands you get that item now!
 
Exactly. Lay-buy is different though. You never own it until you paid for it.

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But you run the risk of forfeiting your payments should you default over the time period. What if something happens in that period where you require the money. I guess its dependent on institution to institution but it still carries risk
 
What logic is this you speak off? :p
Sadly this is not the reality for most people. Media/advertising and lifestyle demands you get that item now!
Also logic would dictate as parts age they become cheaper, so in the long run you save money without risk
 
But you run the risk of forfeiting your payments should you default over the time period. What if something happens in that period where you require the money. I guess its dependent on institution to institution but it still carries risk
Well that's the risk of Lay-buy as the person who is holding the item actually had risk but not as much.

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Well that's the risk of Lay-buy as the person who is holding the item actually had risk but not as much.

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A lot of institutions would attach a time frame to complete payment on the lay buy, should you default you forfeit all payments made.
 
Problem with Lay Buy is that if you want, say, a GPU for R2k, and a R2.5k GPU comes on special for R2k, you buy it on Lay Buy over, say, 6 months, all good, but you don't get it until 6 months later. 6 months later it's older, worth less (probably close to R2k, or even less), and the warranty is 6 months down the drain. It doesn't make sense.

@OP, see if you can get RCS or someone to underwrite you. Shouldn't be hard.
 
On paper = yay.
Reality = nay.

As my grandpa said "If you don't have the money, you don't have the money".. Tech & cars are the WORST things to pay off, new or 2nd hand..
 
I remember one of the newbie on Carb, PaulMayor was begging me to sell my phone to him on lay bye.
What do you know, couple of month later his on bad deal thread and got banned.
 

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